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It is a more variable product, providing consumers with short or long term loans, offering varying loan amounts starting from $100. It can be repaid on a monthly or bimonthly basis over time.
Start Now With Confidence. Your Information Will Be Secured. It Will Only Be Used To Offer You A Loan.
Why Should You Use Our Service:
- Get a loan from registered licensed lenders in our network.
- We will NEVER use any illegal means to extract cash from you. We adhere to good payday lending rules as per the Online Lenders Alliance (OLA) best practices.
- We work with direct lenders only.
- You will be dealing business with experienced lenders.
- If you are requesting for the first time and make at least $1000 a month, you may get a loan.
- Your credit is not an issue.
- Your request might be approved by lenders in as little as 5 minutes.
NOTE: We hate SPAM and information harvesting. We need this information to help you get a loan. Without this info we will not be able to help you to get a loan. Your information will not be used for spamming whether your form is approved or not. As soon as you submit this form your information will be encrypted and send directly to our servers. Encrypted information can only be decrypted in our servers. Its a highly secured and confidential form.
If you request payday loan using our form it is understood that you agree to our terms and conditions written below:
We are not direct lenders but have tied up with registered direct lenders across US. Our main job is to collect the information you provide in the above form and connect you with a payday loan lender from among 100+ direct payday lenders in our network.
Once you submit the request, depending on your status lenders may ask proof about your job and bank details. For example documents regarding your current employment and banking history may be required.
We may share this information with our lenders and financial institutions (for verification purposes) to offer you a loan. We may also share this information with whom we have a marketing relationship. If we do not share this information we will not be able to provide you a loan. Please review our Privacy Policy for additional details.
Prospective lenders will evaluate your information to determine whether they are able to offer you a cash advance loan. If additional information is required they may ask for the same. Failing to provide the proof may get your loan rejected.
Your loan is almost guaranteed but there is no 100% guarantee that you will be offered a loan. Though our approval rate is very high, we cannot promise a loan for everyone.
We are not a lender and we do not make loan or credit decisions either directly or indirectly in connection with our loan connecting service.
This service is not available in all states. We may also include and/or exclude any state within United states of America from time to time for offering our services without notice.
Lenders may check your data through Teletrack or DataX. When you submit your information you agree to allow our lenders to verify the information you provided using the methods described above. Such inquiries will not affect your credit score.
You may or may not get the amount you asked for. You may reject the loan offer even after approval. It will take at least one business day for the cash to be deposited to your account.
Please borrow the amount you can easily payback within a month.
Lenders in our network adheres to the OLA Responsible Lending Policy. OLA members promise to comply with all applicable federal law in order to qualify for OLA membership.
You must be above 18 years to request a loan with us. Anyone less than age 18 may please leave the site immediately. Our lenders will anyway reject your form if you are found to be below 18 years or less.
Some more important information not required by law:
Our lenders may offer you a loan with an APR between 251% and 1204%. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. If you desire to pay the loan quickly lenders may offer you a loan with slightly higher APR.
If you are unable to pay please inform your lender well in advance, typically at least 2 days in advance. If you fail to do so our lenders may:
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- Charge you late fees.
- Send your account to a collection agency.
- Report your information to a consumer reporting agency, which may negatively affect your credit score.
- Offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest.
Late/partial payments: If you fail to pay on the agreed upon date, your lender may charge you with new finance fees, late payment penalty and a new date of payment. You can review the late payment policy detailed in the loan documents provided to you before you accept the loan. Late payments may also be reported to the authorized agencies.
Non-payment: Our lenders do not enforce payments. If you are unable to pay, please inform your lenders well in advance and they should arrange credit for you at a fees. However in certain cases when someone is unable to payback the loan the lender may take legal action against them. Their defaults will also be reported to the credit agencies affecting their credit score.
Loan renewals: Renewal policies may vary from lender to lender. Please contact your lender to know more about it. With every extension a new finance charge also known as “Extension Fee” may be assessed by the lender. Your repayment date will also be extended.
Please avoid extensions/renewal when taking a payday loan as high fee may be levied once you request for an extension or renewal.
Collection practices: Collections practices will be in accordance with the principles of any applicable federal regulations at all times. Our lenders follow OLA rules for collection practices.
Please feel free to contact us if you have questions, or concerns.
NOTICE: THIS IS AN EXPENSIVE FORM OF CREDIT. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING.
Thank you for visiting our website. Hope we helped you get a loan.